If you own a home you most likely have insurance protection with a homeowners insurance policy.  A well-written homeowners policy will pay to replace your home and your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.

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There are many factors that make up the way the insurance company charges you for this insurance. We recommend meeting with us in person to review the options available and to discuss specific items that you might need to protect (like jewelry or guns).